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June 25, 2014

States May Act on Capital Requirements for Nonbank Servicers

By Brandon Ivey

How much capital should nonbank mortgage servicers be required to have? The question is getting louder and louder.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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