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February 13, 2013

Obama to Congress: ‘Take a Vote and Send Me’ HARP 3.0

By Charles Wisniowski

President Obama, during his State of the Union address, urged Congress to get the HARP 3.0 refinancing program off the ground.

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Poll

What do you think is the biggest hurdle to meeting the new QM standards in the CFPB’s ability-to-repay rule?

A debt-to-income (DTI) cap of 43%.

48%

A 3% cap on points and fees.

29%

An interest rate cap of the average prime offered rate (APOR) plus 1.5%.

23%

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