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May 23, 2014

In the End, GSE Buyback Relief Doesn't Amount to Much, Industry Says

By John Bancroft

About 2 percent of mortgages actually go through a Fannie Mae or Freddie Mac quality control check.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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