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May 22, 2014

Non-Prime Lender Citadel Hikes Loan Maximum to $1.5 Million

By Paul Muolo

The privately held nonbank has carefully ratcheted up the maximum from $750,000 to $1 million and now $1.5 million.

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HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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