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May 22, 2014

Non-Prime Lender Citadel Hikes Loan Maximum to $1.5 Million

By Paul Muolo

The privately held nonbank has carefully ratcheted up the maximum from $750,000 to $1 million and now $1.5 million.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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