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May 5, 2014

A Closer Look: Mortgage Production Down Sharply Across the States

By John Bancroft

Purchase mortgages accounted for 44.4 percent of California’s first-quarter 2014 production, compared to 52.0 percent nationwide.

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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