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May 5, 2014

A Closer Look: Mortgage Production Down Sharply Across the States

By John Bancroft

Purchase mortgages accounted for 44.4 percent of California’s first-quarter 2014 production, compared to 52.0 percent nationwide.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results