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April 28, 2014

Short Takes: Would You Like to Undergo a CFPB Exam Under Oath? / Cove Financial Snags $250 Million LOC / JPMorgan Working on New Jumbo MBS, Maybe / Fannie Chairman Heckled by Protestors / Here Come the Johnson-Crapo Amendments

By Thomas Ressler and Paul Muolo and

“The examiner-in-charge apparently thought that the owner was lying, and the CFPB now wants to question him under oath,” principal Joe Garrett writes in a note to his clients.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results