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February 12, 2014

Flagstar Top Seller of Brokered Loans to GSEs, Ginnie in 4Q

By Paul Muolo

Although Flagstar led the pack, it was the only bank to rank among the top five sellers of brokered loans.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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