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January 24, 2014

4Q GSE Earnings May Get Boost From Loss Reserves, Will Fannie Pull Even?

By Paul Muolo

Most of what Fannie and Freddie earn in the fourth quarter will go directly into the coffers of the U.S. Treasury Department.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results