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January 7, 2014

Short Takes: $87,500 a Year for a Flood Insurance Policy? / Industry Takes Note of W.J. Bradley Lawsuit Story / Tommy Lee Gets Part of LPS / Mortgage Credit Loosens Slightly / Ginnie Posts Strong Profits, But It’s No Fannie or Freddie

By Paul Muolo and

One mortgage executive had this to say about the W.J. Bradley case: “This is fascinating for the implications of whether the LO or the company owns the customer. As you know, LOs have their little black books (or thumb drives) of all their customers and their information."

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HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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