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January 7, 2014

Short Takes: $87,500 a Year for a Flood Insurance Policy? / Industry Takes Note of W.J. Bradley Lawsuit Story / Tommy Lee Gets Part of LPS / Mortgage Credit Loosens Slightly / Ginnie Posts Strong Profits, But It’s No Fannie or Freddie

By Paul Muolo and

One mortgage executive had this to say about the W.J. Bradley case: “This is fascinating for the implications of whether the LO or the company owns the customer. As you know, LOs have their little black books (or thumb drives) of all their customers and their information."

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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