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January 6, 2014

Short Takes: What QM Rule? Bank Vows to Stay in IOs / Citadel’s Run-Rate Hits $130 Million / Top LOs in Demand / Morningstar Ups FCI’s Rating / If Rates Rise…

By Paul Muolo

Subprime lender Citadel Loan Servicing began taking applications in July. So far, it has suffered no delinquencies.

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Poll

In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

25 to 50 basis points per loan
51 to 75 bps
76 to 100 bps
101 to 150 bps
More than 150 bps
We’re a call center lender and don’t disclose that data point.

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