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January 6, 2014

Short Takes: What QM Rule? Bank Vows to Stay in IOs / Citadel’s Run-Rate Hits $130 Million / Top LOs in Demand / Morningstar Ups FCI’s Rating / If Rates Rise…

By Paul Muolo

Subprime lender Citadel Loan Servicing began taking applications in July. So far, it has suffered no delinquencies.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results