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February 17, 2017

Private MIs Expanded Market Share in 2016 Despite a Surge from the VA Guaranty Program

By John Bancroft

Most of the gain in private MI market share came at the expense of the FHA program…

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%