VA Lending Activity

VA Producer Profile

Business characteristics of top VA lenders contributing to Ginnie Mae MBS. Column headings are: total volume, production channel (retail, correspondent, broker), average loan characteristics (loan-to-value, FICO score, loan size), and sequential change. Additional lines with the same columns are provided for each lender for purchase and refi breakouts.

3Q16 Data

1Q16 Data

4Q15 Data

3Q15 Data

2Q15 Data

1Q15 Data

2014 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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