Top Mortgage Originators

Top Bank & Thrift Home-Equity Lenders

Table of the top bank and thrift home equity lenders by home equity loan volume. Data include total, HELOC and CES volume as well as HEL origination numbers for the year. Totals for all banks and thrifts are also included.

2Q14 data rank the top 50 lenders and the percent change from the previous quarter. Total numbers for all investors are also included.

3Q13-4Q13 data rank the top 100 lenders and the percent change from the previous quarter. Total numbers for all investors are also included.

2009 to 2Q13 data rank the top 50 lenders and the percent change from the previous quarter. 2007 and 2008 data rank the top 25 lenders. Total numbers for all investors are also included.

2005 and 2006 data rank the top 11 lenders.

2Q14 Data

4Q13 Data

3Q13 Data

2Q13 Data

1Q13 Data

2012 Data

2011 Data

2010 Data

2009 Data

2008 Data

2007 Data

2006 Data

2005 Data

Top Depository Institutions in Total HEL Business

Chart listing top banks, thrifts and credit unions by volume of home equity lending business. Includes breakouts for outstanding home equity lines of credit (HELOCs), closed-end seconds in portfolio, and unused HELOC commitments. Also includes market share and quarter-to-quarter change.

2Q14 Data

1Q14 Data

4Q13 Data

Poll

What is it going to take to convince lenders to loosen the credit box (i.e., remove underwriting overlays)?

The recent rep and warranty changes announced by the Federal Housing Finance Agency should go a long way in protecting lenders from future buybacks and help expand mortgage credit.
There won’t be any significant elimination of underwriting overlays until the government stops seeking huge mortgage-related penalties and settlements from lenders.
There shouldn’t be any expansion of the mortgage credit box since looser underwriting is what caused the recent mortgage crisis.

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