MBS and Mortgage Investor Activity

Top Credit Union MBS Investors

Ranking of credit unions based on total MBS volume. Columns include agency and non-agency MBS and REMIC and change from previous quarter and previous year. Data available from 2010-2011.

2011 Data

2010 Data

Poll

Are current mortgage underwriting standards too tough?

Yes, they don’t reflect current market conditions and need to be adjusted to allow borrowers with below 700 FICO scores and smaller downpayments to qualify for mortgages.
Yes, and something needs to be done to significantly reduce repurchase or buyback risk so that lenders don’t apply even tougher underwriting overlays.
No, the standards are appropriate given current risks and the major default problems the mortgage market has experienced over the past several years.

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Housing Pulse