Thrift Industry Mortgage Activity

Top Bank/Thrift Residential Mortgage Portfolios

Ranking of top banks and thrifts according to first-lien residential mortgage portfolio size. Includes ARM amounts, default rates, and portfolio amounts from previous quarters. Data available 2010-2011.

2011 Data

2010 Data

Poll

Are current mortgage underwriting standards too tough?

Yes, they don’t reflect current market conditions and need to be adjusted to allow borrowers with below 700 FICO scores and smaller downpayments to qualify for mortgages.
Yes, and something needs to be done to significantly reduce repurchase or buyback risk so that lenders don’t apply even tougher underwriting overlays.
No, the standards are appropriate given current risks and the major default problems the mortgage market has experienced over the past several years.

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Housing Pulse