Mortgage Origination Activity

Thrift Industry Mortgage Activity

Chart detailing thrift industry activity in the mortgage market from 2000-2Q11. Data include amounts of origination, purchases, sales and refinances for 1-4 family mortgages, as well as revenue from service fees and the yield and the amount of retained portfolios broken down by 1-4 family mortgage, MBS and REMIC holdings.

Data from 2007 include quarterly numbers.

1996-2Q11 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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