Mortgage Origination Activity

Subprime Originations by State

Ranking of states by subprime origination volume in dollars. Also includes number of loans, average loan, market share and change from previous year. Data available from 2001-2007.

2004-2007 data are for rate-spread loans.

2007 Data

2006 Data

2005 Data

2004 Data

2003 Data

2002 Data

2001 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results