Private Mortgage Insurance Activity

Primary Mortgage Insurance Activity

Chart of primary mortgage insurance activity by year for 1988-2007, 1992-2Q09, 2002-4Q13, and 2004-3Q16. Data for each year include new primary private mortgage insurance (traditional, bulk and total), government-insured lending (FHA and VA), the total primary mortgage insurance dollar value and primary market share (PMI, FHA, and VA). 1988-2007 set includes quarterly data for 2007, 1992-2Q09 for 2003-2Q09, 2002-4Q13 for 2013, and 2004-3Q16 for 1Q13-3Q16.

2004-3Q16 Data

2002-4Q13 Data

1992-2Q09 Data

1988-2007 Data


HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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