Private Mortgage Insurance Activity

Primary Mortgage Insurance Activity

Chart of primary mortgage insurance activity by year for 1988-2007, 1992-2Q09, 2002-4Q13, and 2004-4Q16. Data for each year include new primary private mortgage insurance (traditional, bulk and total), government-insured lending (FHA and VA), the total primary mortgage insurance dollar value and primary market share (PMI, FHA, and VA). 1988-2007 set includes quarterly data for 2007, 1992-2Q09 for 2003-2Q09, 2002-4Q13 for 2013, and 2004-4Q16 for 1Q13-4Q16.

2004-4Q16 Data

2002-4Q13 Data

1992-2Q09 Data

1988-2007 Data


With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.


Yes, by a lot.


Yes and, heck, we may even do non-QM lending.


No, not at all.


No and we may even tighten credit.