Mortgage Securitization

Outstanding Mortgage Securities

Outstanding mortgage securities each year in the following categories: Ginnie Mae MBS, Freddie Mac PC, Fannie Mae MBS, Non-Agency MBS, total mortgage securities, and volume and securitization percentages for total 1-4 mortgages.

Includes annual data from 1980-2011 and quarterly data for 2012-4Q13.

2000-4Q13 Data

1980-2Q09 Data

Poll

What do you think is the biggest hurdle to meeting the new QM standards in the CFPB’s ability-to-repay rule?

A debt-to-income (DTI) cap of 43%.

48%

A 3% cap on points and fees.

29%

An interest rate cap of the average prime offered rate (APOR) plus 1.5%.

23%

Housing Pulse