Mortgage Activity

Key Nonbank Indicators

Market share held by nonbanks by quarter for new first-lien originations, agency MBS issuance (with breakouts for total, Fannie Mae, Freddie Mac and Ginnie Mae), and agency MBS servicing (with breakouts for total, Fannie, Freddie and Ginnie).

1Q14-1Q16 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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