Mortgage Activity

Key Nonbank Indicators

Market share held by nonbanks by quarter for new first-lien originations, agency MBS issuance (with breakouts for total, Fannie Mae, Freddie Mac and Ginnie Mae), and agency MBS servicing (with breakouts for total, Fannie, Freddie and Ginnie).

1Q14-1Q16 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results