Mortgage Origination Activity

NMLS Call Report Activity

The total dollar amount of mortgage originations reported on NMLS call reports by quarter. Includes breakouts by conventional, FHA, VA, retail, broker, purchase and refi.

1Q13-4Q14 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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