Nonconforming

Bank Exposure to Negative Amortization Mortgages

Chart detailing the neg-am holdings of banks. Columns include carrying amount (UPB on balance sheet at end of period), remaining, and total neg-am amount in carrying amount. Also includes carrying amount for four previous years.

4Q14 Data

Poll

In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

25 to 50 basis points per loan
51 to 75 bps
76 to 100 bps
101 to 150 bps
More than 150 bps
We’re a call center lender and don’t disclose that data point.

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Housing Pulse