Mortgage Rates, Terms and Financing

National Average Fixed-Rate Mortgage Contract Rates

Data for the average fixed-rate mortgage contract rates broken down by new homes, used homes and all homes. Listed by month with yearly averages.

2010-2015 Data

2007-2012 Data

2001-2006 Data

1995-2000 Data

1989-1994 Data

1983-1988 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results