Mortgage Securitization Rates

Mortgage Securitization Rates

Securitization rates of FHA/VA, conventional, jumbo and nonconforming loans in dollars as well as total originations. Data also include total MBS issuance, as well as estimated total originations for each category of loan.

  • The 2006-4Q16 chart includes total, conforming, prime jumbo, subprime/alt A, FHA/VA and seconds numbers.
  • 1989-1992 charts do not include jumbo data

2006-4Q16 Data

2002-2013 Data

2001-2004 Data

1997-2000 Data

1993-1996 Data

1989-1992 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results