MBS and Mortgage Investor Activity

Mortgage-Related Security Holdings at FDIC-Insured Commercial Banks

Listing of MRS holdings at FDIC-insured commercial banks by year. Data include pass-through MBS holdings (GNMA, FNMA/FHLMC, and private) as well as CMOs/REMICs (private, agency and total) and total bank MBS volume.

1984-2006 data are yearly from 1984-2003 and quarterly from 2004-2006.

1990-2007 data are yearly from 1990-2007 and include quarterly data from 2002-2007.

2000-2015 data are yearly from 2000-2003 and include quarterly data from 2004-2015.

2000-2015 Data

1990-2007 Data

1984-2006 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results