Mortgage Rates, Terms and Financing

Comparison of Fixed and Adjustable Mortgage Rates

Data comparing rates and points for 30-year fixed rate mortgages, 15-year fixed rate mortgages, and 1-year adjustable rate mortgages by month. Includes average data for the year. Data available from 1985-2010.

Please note that data prior to 1991 do not include specific types of fixed rate mortgages.

2009-2010 Data

2006-2008 Data

Combined 1985-2005 Data

2003-2005 Data

2000-2002 Data

1997-1999 Data

1994-1996 Data

1991-1993 Data

1985-1990 Data

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The Consumer Financial Protection Bureau is completing its first six months of operation. Based on the agency’s regulatory pronouncements and announcements to date, how do you think the agency is doing?

It’s doing a good job of balancing consumer protections with regulating the mortgage industry.
It’s too early to tell what kind of job the CFPB is doing.
It’s not needed and should be closed down.

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