Mortgage Origination Indicators

Data are the volume of VA originations, FHA endorsements, GSE new business, new private mortgage insurance volume, originations from the top 25 lenders, Non-Agency MBS and total originations.

Data are yearly from 1995; quarterly breakdown for current year.

1995-1Q16 Data

Mortgage Originations by Product

Mortgage originations by the type of mortgage product. Product categories are FHA/VA, Conventional/Conforming, Jumbo, Subprime, and Alt A. Also include data for ARMs and Refinances.

2000-1Q16 Data

1990-2002 Data

Home-Equity Lending Activity

1999-3Q15 Columns include HEL Outstanding, HEL originations, UPB on Balance Sheet for HELOC and CES; HELOC Commit.; Total HEL Business for Banks, Thrifts, and Credit Unions, and Non-Accrual rates for HELOC and CES.

1999-1Q16 data include yearly figures and 1Q14-1Q16 include quarterly figures.

1999-4Q14 Columns include UPB on Balance Sheet for HELOC and CES; HELOC Commit.; Total HEL Business for Banks, Thrifts, and Credit Unions, and Non-Accrual rates for HELOC and CES.

1999-4Q14 data include yearly figures and 1Q10-4Q14 include quarterly figures.

1999-1Q16 Data

1999-4Q14 Data

Originations by Production Channel

The total amount of mortgage originations by production channel and the market share for each channel. Channels included are Retail, Wholesale (Broker), and Wholesale (Correspondent).

Yearly data from 1995-2009, with quarterly data for 2010-1Q16.

2003-1Q16 Data

1995-2Q09 Data

Alternative Mortgage Originations

Data detailing the dollar amount of alternative mortgages originated for a given time period. In addition to total originations, categories include both ARM and FRM interest-only originations, as well as total interest-only originations, option ARM, 40-year balloon, other Alt A and total originations. Alternative mortgage market share is also included.

Yearly data from 2004-2013, with quarterly data for 2005-2013.

2004-2013 Data

NMLS Call Report Activity

The total dollar amount of mortgage originations reported on NMLS call reports by quarter. Includes breakouts by conventional, FHA, VA, retail, broker, purchase and refi.

1Q13-4Q14 Data

Higher-Priced Originations (HMDA Data)

Chart showing number of higher-priced loans by loan type (FHA, conventional-conforming, jumbo, FSA/RHS, and VA). For each loan type, includes higher-priced percent of total loans originated and year-over-year change.

2014 Data

Mortgage Origination Forecasts

Chart showing mortgage origination forecasts from Fannie Mae, Freddie Mac, and the Mortgage Bankers Association. Includes forecasts for total originations, refinance originations and purchase originations. The October 2014 data includes annual projections for 2013 to 2016 (no 2016 projections available from Fannie Mae) and quarterly projections from 1Q14 to 2Q15. The May 2015 data includes annual projections for 2014 to 2016 and quarterly projections from 4Q14 to 4Q16.

As of October 2015

As of October 2014

Poll

The yield on the benchmark 10-year Treasury fell to all-time low of 1.34% recently. How much better will originations be at your shop in the second half compared to 1H, if at all?

Better by 1% to 10%.
Better by 11% to 25%.
Off the charts better. Applications are great now.
Worse than 1H, but not by much.
A lot worse. But not sure on the damage.

vote to see results
Housing Pulse