Mortgage Origination Indicators

Data are the volume of VA originations, FHA endorsements, GSE new business, new private mortgage insurance volume, originations from the top 25 lenders, Non-Agency MBS and total originations.

Data are yearly from 1995; quarterly breakdown for current year.

1995-3Q14 Data

Mortgage Originations by Product

Mortgage originations by the type of mortgage product. Product categories are FHA/VA, Conventional/Conforming, Jumbo, Subprime, Alt A and Home Equity Loans. Also include data for ARMs and Refinances.

1990-2002 data include yearly origination numbers from 1990-2002. 2000-3Q14 data include yearly origination numbers from 2000-3Q14 and quarterly data for 2004-3Q14.

2000-3Q14 Data

1990-2002 Data

Home-Equity Lending Activity

Columns include UPB on Balance Sheet for HELOC and CES; HELOC Commit.; Total HEL Business for Banks, Thrifts, and Credit Unions, and Non-Accrual rates for HELOC and CES.

1999-2Q14 data include yearly figures and 1Q13-2Q14 include quarterly figures.

1999-2Q14 Data

Originations by Production Channel

The total amount of mortgage originations by production channel and the market share for each channel. Channels included are Retail, Wholesale (Broker), and Wholesale (Correspondent).

Yearly data from 1995-2009, with quarterly data for 2010-3Q14.

2000-3Q14 Data

2000-2Q14 Data

1995-2Q09 Data

Alternative Mortgage Originations

Data detailing the dollar amount of alternative mortgages originated for a given time period. In addition to total originations, categories include both ARM and FRM interest-only originations, as well as total interest-only originations, option ARM, 40-year balloon, other Alt A and total originations. Alternative mortgage market share is also included.

Yearly data from 2004-2013, with quarterly data for 2005-2013.

2004-2013 Data

NMLS Call Report Activity

The total dollar amount of mortgage originations reported on NMLS call reports by quarter. Includes breakouts by conventional, FHA, VA, retail and broker.

1Q13-2Q14 Data

Mortgage Origination Forecasts

Chart showing mortgage origination forecasts from Fannie Mae, Freddie Mac, and the Mortgage Bankers Association. Includes forecasts for total originations, refinance originations and purchase originations. Includes annual projections for 2013 to 2016 (no 2016 projections available from Fannie Mae) and quarterly projections from 1Q14 to 2Q15.

As of October 2014

Poll

What will Fannie Mae’s and Freddie Mac’s new 97 LTV programs mean for your business?

It will give our business a big boost as there is a lot of pent up demand for the product.
It will have only a minor impact on our overall business as we already are doing high LTV business through FHA and some of our high LTV FHA business is likely to shift to Fannie and Freddie.
It won’t have any impact on our business as we plan to steer clear of all high LTV business – particularly in the GSE market.

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Housing Pulse