Mortgage Origination Indicators

Data are the volume of VA originations, FHA endorsements, GSE new business, new private mortgage insurance volume, originations from the top 25 lenders, Non-Agency MBS and total originations.

Data are yearly from 1995; quarterly breakdown for current year.

1995-1Q15 Data

Mortgage Originations by Product

Mortgage originations by the type of mortgage product. Product categories are FHA/VA, Conventional/Conforming, Jumbo, Subprime, Alt A and Home Equity Loans. Also include data for ARMs and Refinances.

1990-2002 data include yearly origination numbers from 1990-2002. 2000-4Q14 data include yearly origination numbers from 2000-4Q14 and quarterly data for 2004-4Q14. 2000-1Q15 data include yearly total first-lien origination numbers from 2000-2014 and quarterly data for 1Q14-1Q15.

2000-1Q15 Data

2000-4Q14 Data

1990-2002 Data

Home-Equity Lending Activity

1999-1Q15 Columns include HEL Outstanding, HEL originations, UPB on Balance Sheet for HELOC and CES; HELOC Commit.; Total HEL Business for Banks, Thrifts, and Credit Unions, and Non-Accrual rates for HELOC and CES.

1999-1Q15 data include yearly figures and 1Q14-1Q15 include quarterly figures.

1999-4Q14 Columns include UPB on Balance Sheet for HELOC and CES; HELOC Commit.; Total HEL Business for Banks, Thrifts, and Credit Unions, and Non-Accrual rates for HELOC and CES.

1999-4Q14 data include yearly figures and 1Q10-4Q14 include quarterly figures.

1999-1Q15 Data

1999-4Q14 Data

Originations by Production Channel

The total amount of mortgage originations by production channel and the market share for each channel. Channels included are Retail, Wholesale (Broker), and Wholesale (Correspondent).

Yearly data from 1995-2009, with quarterly data for 2010-1Q15.

2000-1Q15 Data

1995-2Q09 Data

Alternative Mortgage Originations

Data detailing the dollar amount of alternative mortgages originated for a given time period. In addition to total originations, categories include both ARM and FRM interest-only originations, as well as total interest-only originations, option ARM, 40-year balloon, other Alt A and total originations. Alternative mortgage market share is also included.

Yearly data from 2004-2013, with quarterly data for 2005-2013.

2004-2013 Data

NMLS Call Report Activity

The total dollar amount of mortgage originations reported on NMLS call reports by quarter. Includes breakouts by conventional, FHA, VA, retail, broker, purchase and refi.

1Q13-4Q14 Data

Mortgage Origination Forecasts

Chart showing mortgage origination forecasts from Fannie Mae, Freddie Mac, and the Mortgage Bankers Association. Includes forecasts for total originations, refinance originations and purchase originations. The October 2014 data includes annual projections for 2013 to 2016 (no 2016 projections available from Fannie Mae) and quarterly projections from 1Q14 to 2Q15. The May 2015 data includes annual projections for 2014 to 2016 and quarterly projections from 4Q14 to 4Q16.

As of May 2015

As of October 2014

Poll

A lot has been written about the ‘Millennial Generation’ being key to the future of the housing/mortgage market, but how much of your mortgage workforce includes Millennials – those born roughly between the years 1980 to 1999?

Less than 10 percent
11 to 30 percent
Greater than 30 percent
It’s so small we can’t even measure it.
We’re tired of reading about how important Millennials are…

vote to see results
Housing Pulse