Mortgage Origination Activity

Mortgage Origination Forecasts

Chart showing mortgage origination forecasts from Fannie Mae, Freddie Mac, and the Mortgage Bankers Association. Includes forecasts for total originations, refinance originations and purchase originations. The October 2014 data includes annual projections for 2013 to 2016 (no 2016 projections available from Fannie Mae) and quarterly projections from 1Q14 to 2Q15. The May 2015 data includes annual projections for 2014 to 2016 and quarterly projections from 4Q14 to 4Q16.

As of October 2015

As of October 2014

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results