Mortgage Profitability, Earnings and Repurchase Activity

Mortgage Earnings Snapshot

Quarterly earnings for a selection of institutions based on earnings reports.

2013 Data

2012 Data

2Q13 Data

2011 Data

2010 Data

Poll

What do you think is the biggest hurdle to meeting the new QM standards in the CFPB’s ability-to-repay rule?

A debt-to-income (DTI) cap of 43%.

48%

A 3% cap on points and fees.

29%

An interest rate cap of the average prime offered rate (APOR) plus 1.5%.

23%

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