Thrift Industry Mortgage Activity

Largest Office of Thrift Supervision-Regulated Thrift Mortgage Lenders

Ranking of the top 50 OTS-regulated thrift mortgage lenders for a given year by origination volume in dollars, including originations for the last two quarters of the given year. Also includes cumulative data for all OTS-regulated thrifts. Data available from 2004-1Q11.

2011 Data

2010 Data

2Q09 Data

2008 Data

2007 Data

2006 Data

Combined 2004-2005 Data

2005 Data

2004 Data

Poll

Are current mortgage underwriting standards too tough?

Yes, they don’t reflect current market conditions and need to be adjusted to allow borrowers with below 700 FICO scores and smaller downpayments to qualify for mortgages.
Yes, and something needs to be done to significantly reduce repurchase or buyback risk so that lenders don’t apply even tougher underwriting overlays.
No, the standards are appropriate given current risks and the major default problems the mortgage market has experienced over the past several years.

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