The Jumbo Mortgage Security Market

Jumbo MBS Characteristics

Breakdown of characteristics including volume by product type (FRM, ARM, IO) and loan purpose (purchase, refinance) and averages (loan age, CLTV, DTI, FICO). Includes rows for each quarter as well as rows for each issuer.

2013-4Q16

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%