Agency MBS/Secondary Activity

Sales of Higher-Priced Mortgages (HMDA Data)

Chart detailing volume of sales to Fannie Mae, Freddie Mac, Ginnie Mae, non-agency MBS, affiliates, banks and thrifts, and other (includes insurance companies, mortgage bankers, credit unions, finance companies and Farmer Mac). Includes volumes for market rate sales, total higher-priced sales, and HOEPA loans for 2007-2013. For 2014, also includes volumes for higher-priced sales by percentage above the average prime offer rate.

2007-2014 Data


After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


Housing Pulse