Government Loan Characteristics

GSE Single-Family Mortgage Pool Characteristics

Breakdown of single-family mortgage pool characteristics for both Fannie Mae and Freddie Mac including volume by product type (FRM, ARM, IO), weighted averages (loan size, LTV, FICO) and purchase share (ARM, IO). Data are yearly from 2005-2015 and quarterly from 1Q09-2Q16.

2005-2Q16 Data

GSE New Business Trends by Loan Purpose

Chart includes new GSE business volume for purchase and refinance mortgages. Breakdown includes unpaid principal balance and average FICO score, debt to income and loan to value ratios for each loan purpose. Monthly numbers provided for January 2016 to July 2016. Also includes percentage of refinance share.

2014-July 2016 Data

Poll

In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

25 to 50 basis points per loan
51 to 75 bps
76 to 100 bps
101 to 150 bps
More than 150 bps
We’re a call center lender and don’t disclose that data point.

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Housing Pulse