Government Loan Characteristics

GSE Single-Family Mortgage Pool Characteristics

Breakdown of single-family mortgage pool characteristics for both Fannie Mae and Freddie Mac including volume by product type (FRM, ARM, IO), weighted averages (loan size, LTV, FICO) and purchase share (ARM, IO). The 2005-1Q14 data are yearly from 2005-2013 and quarterly from 1Q13-1Q14, and the 2007-4Q14 data are yearly from 2007-2013 and quarterly from 1Q14-4Q14..

2007-4Q14 Data

2005-1Q14 Data

Poll

The Supreme Court recently decided that mortgage loan officers are entitled to overtime pay. How has this affected your shop?

It's a very big deal, but our company will limit OT pay or pay very little.
It’s sort of a big deal, but we have no plans to pay overtime pay at all.
We have no problem paying our LOs OT.
We’re still studying the case and have not yet decided what to do.

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