Government Loan Characteristics

GSE Refinance Business (Loan Count)

Refinance business for both GSEs, with HARP activity broken out into 80-105 and >105 LTV categories. Data are presented yearly 2009-2014 and quarterly 1Q13-1Q16.

2009-1Q16 Data

GSE Refinance Business (Dollar Volume)

Dollar volume of refinance business. Includes breakout for total by each GSE; breakout for high-LTV activity for both GSEs and for each individually; breakout for total GSE market by high-LTV range (80-105 with no mortgage insurance, 106-125, above 125). Comparison rows for recent quarters and years are also presented.

2009-4Q15 Data

Poll

In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

25 to 50 basis points per loan
51 to 75 bps
76 to 100 bps
101 to 150 bps
More than 150 bps
We’re a call center lender and don’t disclose that data point.

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