Government Loan Characteristics

GSE Refinance Business (Loan Count)

Refinance business for both GSEs, with HARP activity broken out into 80-105 and >105 LTV categories. Data are presented yearly 2009-2014 and quarterly 1Q13-1Q16.

2009-1Q16 Data

GSE Refinance Business (Dollar Volume)

Dollar volume of refinance business. Includes breakout for total by each GSE; breakout for high-LTV activity for both GSEs and for each individually; breakout for total GSE market by high-LTV range (80-105 with no mortgage insurance, 106-125, above 125). Comparison rows for recent quarters and years are also presented.

2009-4Q15 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results