Agency MBS/Secondary Activity

GSE QM-Patch Lending

Volume of loans with debt-to-income ratio exceeding 43 percent securitized by Fannie Mae and Freddie Mac. Includes high-DTI loans percent of each GSE’s total business and percent of jumbo conforming business.

2013-6M16 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results