MBS and Mortgage Investor Activity

GSE Mortgage Securities Holdings

Yearly data for each GSE availalbe 2004-1Q12 and quarterly for 2011-2012. Columns include total retained portfolio split into MBS and mortgages subcategories along with market share, amount of own and the other agency's MBS held, and total non-agency MBS split into subprime, Alt A, and CMBS subcategories.

2004-1Q12 Data

Poll

Are current mortgage underwriting standards too tough?

Yes, they don’t reflect current market conditions and need to be adjusted to allow borrowers with below 700 FICO scores and smaller downpayments to qualify for mortgages.
Yes, and something needs to be done to significantly reduce repurchase or buyback risk so that lenders don’t apply even tougher underwriting overlays.
No, the standards are appropriate given current risks and the major default problems the mortgage market has experienced over the past several years.

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Housing Pulse