Mortgage Originations by State

GSE Mortgage Activity by State

Data detailing the volume and market share of GSE mortgages by state. Also includes ARM and FRM figures. Data available yearly 2008-2011.

2011 Data

2010 Data

2009 Data

2008 Data

Poll

Are current mortgage underwriting standards too tough?

Yes, they don’t reflect current market conditions and need to be adjusted to allow borrowers with below 700 FICO scores and smaller downpayments to qualify for mortgages.
Yes, and something needs to be done to significantly reduce repurchase or buyback risk so that lenders don’t apply even tougher underwriting overlays.
No, the standards are appropriate given current risks and the major default problems the mortgage market has experienced over the past several years.

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Housing Pulse