Agency MBS/Secondary Activity

GSE Loss Mitigation Activity

Combined GSE loss mitigation. Columns include home retention activity split into loan mod, repay, and forbearance subcategories; foreclosure alternatives split into short sale and DinL subcategories; foreclosure sales and serious delinquency rates.

2008-2015 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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