Top Agency Sellers

Business Profile of Top GSE Mortgage Sellers

Business characteristics of top sellers to the GSEs. Column headings are: total volume, market share, average loan-to-value, average debt-to-income, average FICO score, average loan size, purchase-money volume and refinance volume.

4Q16 Data

3Q16 Data

2Q16 Data

1Q16 Data

4Q15 Data

3Q15 Data

2Q15 Data

1Q15 Data

4Q14 Data

3Q14 Data

2Q14 Data

1Q14 Data

4Q13 Data

3Q13 Data

2Q13 Data

2012 Data

2011 Data

Risk Profile of Top GSE Sellers

Risk characteristics of top sellers to the GSEs. Data provided for each lender includes: total volume, market share, and percentage of volume by loan-to-value ratio in three FICO bands. Loan-to-value buckets are 0-60, 61-80, and 81-97. FICO bands are 740 and above, between 700 and 739, and between 620 and 699.

12M16 Data

9M16 Data

6M16 Data

3M16 Data

12M15 Data

6M15 Data

2014 Data

9M14 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results