Government-Related Mortgage Limits

Government-Related Mortgage Limits

Chart of governmental limits for Fannie Mae and Freddie Mac and percent change from previous years, as well as FHA and VA government-insured limits and average housing prices for new and existing homes.

1980-2016 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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