Government-Related Mortgage Limits

Government-Related Mortgage Limits

Chart of governmental limits for Fannie Mae and Freddie Mac and percent change from previous years, as well as FHA and VA government-insured limits and average housing prices for new and existing homes.

1980-2016 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results