Ginnie Mae Activity

Ginnie Mae Issuance by Issuer Type

Share of Ginnie Mae issuance of FHA loans by quarter for mortgage companies, mega banks (assets > $1 trillion), large banks (assets between $100 billion and $1 trillion), mid-size banks (assets between $10 billion and $100 billion), small banks (assets <$10 billion), state housing finance agencies, credit unions and top five issuers. Separate, equivalent data set presented for issuance of VA loans.

1Q14-4Q15 Data

Nonbank Share of GNMA Business

Market share held by nonbanks by quarter for new GNMA MBS issuance and GNMA servicing outstanding.

1Q14-1Q16 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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