Mortgage Delinquency Rates

Delinquency Status of FHA and VA Loans in Ginnie Mae MBS

Breakdown of loans in Ginnie Mae MBS by delinquency status. Shows total dollar volume and percent in each of four categories, current, 30-60 days late, 60-90 days late, and 90+ days late, for FHA loans with separate chart for VA loans.

1Q14-3Q16 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results