Government-Insured Lending

FHA Underwriting Trends

Chart detailing trends for FHA origination volume and loan characteristics. Columns include volume, average debt-to-income ratio, average FICO and average loan-to-volume ratio. Breakouts are all FHA mortgages, purchase mortgages, refinances, and first-time homebuyer.

2013 Data

FHA Trends

Chart detailing trends for FHA originations. Columns include volume by loan purpose and amount (conforming, conforming-jumbo and super jumbo).

2009-2Q16 Data

Poll

In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

25 to 50 basis points per loan
51 to 75 bps
76 to 100 bps
101 to 150 bps
More than 150 bps
We’re a call center lender and don’t disclose that data point.

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Housing Pulse