Government-Insured Lending

FHA Short Refi Endorsements

Chart listing, by fiscal year, the number of endorsements under the FHA Short Refinance program. Also lists the total original mortgage amount for each period.

2010-2014 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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