Government-Insured Lending

FHA Short Refi Endorsements

Chart listing, by fiscal year, the number of endorsements under the FHA Short Refinance program. Also lists the total original mortgage amount for each period.

2010-2014 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results