FHA Lending Activity

FHA Servicing Portfolios

Ranking of top FHA servicers. Columns include active portfolio volume and market share, delinquency rates for 30-60 and 90+ days, foreclosure rate and compare rate. Data available 2010-2Q14.

2Q14 Data

1Q14 Data

2013 Data

2012 Data

2Q13 Data

2011 Data

2010 Data

Poll

What is it going to take to convince lenders to loosen the credit box (i.e., remove underwriting overlays)?

The recent rep and warranty changes announced by the Federal Housing Finance Agency should go a long way in protecting lenders from future buybacks and help expand mortgage credit.
There won’t be any significant elimination of underwriting overlays until the government stops seeking huge mortgage-related penalties and settlements from lenders.
There shouldn’t be any expansion of the mortgage credit box since looser underwriting is what caused the recent mortgage crisis.

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