FHA Lending Activity

FHA Producer Profile

Business characteristics of top FHA lenders contributing to Ginnie Mae MBS. Column headings are: total volume, average loan characteristics (loan-to-value, FICO score, debt-to-income), and sequential change. For each lender, the same breakouts are provided for purchase loans and refinances. For 2Q14 chart only: Column headings are: total volume, average loan characteristics (loan-to-value, FICO score, loan size), purchase loans as percentage, first-time homebuyer as percentage, and origination channel (retail, correspondent, broker).

3Q16 Data

1Q16 Data

4Q15 Data

3Q15 Data

2Q15 Data

1Q15 Data

2Q14 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results