FHA Lending Activity

FHA Producer Profile

Business characteristics of top FHA lenders contributing to Ginnie Mae MBS. Column headings are: total volume, average loan characteristics (loan-to-value, FICO score, debt-to-income), and sequential change. For each lender, the same breakouts are provided for purchase loans and refinances. For 2Q14 chart only: Column headings are: total volume, average loan characteristics (loan-to-value, FICO score, loan size), purchase loans as percentage, first-time homebuyer as percentage, and origination channel (retail, correspondent, broker).

4Q16 Data

3Q16 Data

1Q16 Data

4Q15 Data

3Q15 Data

2Q15 Data

1Q15 Data

2Q14 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results