FHA Lending Activity

Top FHA Lenders

Ranking of top FHA lenders, excluding HECMs. For quarterly and annual charts, columns include sponsor and mortgagee volumes and overall market share for each lender. For monthly charts, columns include percentage of current period originations that are purchase loans and percentage that are fixed-rate loans. Monthly chart also includes change from previous period and from prior year Data available 2009-August 2014.

August 2014 Data

July 2014 Data

2Q14 Data

May 2014 Data

1Q14 Data

2013 Data

2012 Data

2011 Data

2Q12 Data

2010 Data

2009 Data

Poll

What is it going to take to convince lenders to loosen the credit box (i.e., remove underwriting overlays)?

The recent rep and warranty changes announced by the Federal Housing Finance Agency should go a long way in protecting lenders from future buybacks and help expand mortgage credit.
There won’t be any significant elimination of underwriting overlays until the government stops seeking huge mortgage-related penalties and settlements from lenders.
There shouldn’t be any expansion of the mortgage credit box since looser underwriting is what caused the recent mortgage crisis.

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