Agency MBS/Secondary Activity

Fannie Mae and Freddie Mac Mortgage Security Breakdown

The purchases and holdings of Fannie Mae and Freddie Mac each year from 1999-2005. Includes purchases and holdings in total as well as individual security types.

1999-2005 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%