Consumer Financial Protection Bureau

Exams by CFPB

Chart detailing number of mortgage-related exams performed by CFPB by quarter. Includes breakouts for exams of originators (depository and non-depository) and servicers (depository and non-depository).

2014-4Q16 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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