Mortgage Origination Activity

Credit Union Mortgage Activity

Chart listing dollar volume by year for credit union originations. Includes breakouts for fixed-rate mortgages, adjustable-rate mortgages, and home-equity lending. Also lists credit union share of mortgage originations for each year.

2009-2015 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results